Privacy Policy & Data Privacy

1. Who we are

MyReadyWallets (“we”, “us”) operates myreadywallets.com. This policy explains what personal information we collect, why we collect it, and the choices you have.

2. Information we collect

When you apply or contact us, we collect the details you provide: your name, email address, requested loan amount and term, loan purpose, monthly income, and the content of any message you send. We may also collect basic technical data such as browser type and pages visited.

3. How we use your information

We use it to review your application, respond to your questions, communicate with you by email, prevent fraud, improve our website, and meet legal obligations.

4. Sharing

We do not sell your personal information. We may share it with service providers who help us run the site and process applications, with lending or credit partners as needed to evaluate your request, and with authorities where the law requires.

5. Security

We use reasonable technical and organizational measures to protect your information. No online service is perfectly secure, so please never share passwords, and only send sensitive details through channels we tell you are secure.

6. Retention

We keep personal information only as long as needed for the purposes above or as required by law, then delete or anonymize it.

7. Your rights

Depending on where you live (for example, California), you may have the right to access, correct, or delete your personal information, to know how it is used and shared, and to opt out of any sale or sharing of it. To make a request, email us and we will respond within the time required by law. We will not discriminate against you for exercising these rights.

8. Cookies

This site does not use advertising cookies. If that changes, we will update this policy and, where required, ask for your consent.

9. Children

Our services are for adults aged 18 and over. We do not knowingly collect information from minors.

10. Email communications and unsubscribing

If you receive emails from us, you can stop them at any time on our Unsubscribe page or by emailing helpdesk@myreadywallets.com. We will honor unsubscribe requests within 10 business days. We may still send essential messages about an application or request you have submitted, as allowed by law.

11. Changes and contact

We may update this policy and will post the new date above. Questions or requests: helpdesk@myreadywallets.com, or write to MyReadyWallets, 1200 Commerce Street, Suite 210, Dallas, TX 75202, USA.